Ripple is currently at $0.75 USD jumping recently from its consolidation at $0.25 USD. On the other hand Stellar
Lumens act as a competitor to the Ripple but XLM
is decentralized while Ripple is not yet. Therefore it is possible for Lumens to be embraced by a lot of Crypto investors in the future fueling the price to reach $0.4 USD or surpass it.