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Key facts: HDFC Bank's loan growth surpassed expectations, driven by a higher credit-deposit ratio. Analysts predict margins will bottom out in Q2 before recovering from a cash reserve ratio cut.

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  • HDFC Bank's loan growth surpassed expectations, driven by a higher credit-deposit ratio. Analysts predict margins will bottom out in Q2 before recovering from a cash reserve ratio cut.1
  • As of September 30, 2025, HDFC Bank Limited reported total deposits of Rs 27.1 lakh crore, up 15.1% year-on-year, with average CASA deposits rising 8.5%.2
  • HDFC Bank reported strong second-quarter business updates, contributing to positive market sentiment and supporting the Bank Nifty index, which advanced for the fifth consecutive session.3