For those whom are worrying about XRP's quick decline in price (XRPUSD), do not fret. Trading volume over the last hour has much considerably lower than the past week. Exchanges like Bittrex, Binance, Bitfinex, etc., price the currency based on trading volume and market cap.
If you dump XRP, the next person will be there to scoop it up at a low price with one of their crypto Wallets, transfer to another Wallet (which values XRP at a higher price), and perform arbitrage, OR they will simply buy and hold.